Massey Cadillac Dallas
11675 LBJ FreewayGarland,TX75041Sales: 800-639-2233
- Service: 800-639-2233
- Parts: 800-745-0916
Financing
Get a Free Car Loan Quote - Good and Bad Credit Accepted! Massey Cadillac Dallas helps people with all credit situations. As most people need a loan to finance their purchase, our finance experts at Massey Cadillac Dallas help people with all types of special finance needs to drive their dream car home. Regardless of where you are in the car buying process, you have the option at anytime to get our free secure car loan quote for all auto loans. Massey Cadillac Dallas works with only trusted lenders to bring you low auto loan rates and flexible terms. Use our easy guaranteed secure car loan application and get started with buying a car today!
Lease vs. Buy
Deciding to lease or buy a vehicle can be a tough choice without any help. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle. When you lease, you are paying only for what you use. You do not have to have money to put down, you typically only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract.
Learn about financing your next vehicle with our trained finance staff.
We are ready to make your auto buying experience a stress free one. Our staff, online or onsite, is ready to help you!
Our dealership is one of the premier dealerships in the country. Our commitment to customer service is second to none. We offer one of the most comprehensive parts and service department in the automotive industry.
Our primary concern is the satisfaction of our customers. Our online dealership was created to enhance the buying experience for each and every one of our internet customers. Please feel free to call us at the number listed below or send us an email using the contact us page.
Financing Navigation
Contact Information
- Massey Cadillac Dallas
-
11675 LBJ Freeway
Garland, TX 75041 -
- workSales:
- 800-639-2233
- serviceService:
- 800-639-2233
- partsParts:
- 800-745-0916
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.